Tuesday, August 25, 2020

Potential Project Scope Management Problems Essay

Potential Project Scope Management Problems - Essay Example This is a circumstance which happens when new imperatives are included an undertaking that was absent toward the start of the venture, and especially at the underlying arranging stages. These may incorporate new passages, for example, devices. Despite the fact that much of the time venture necessities may change because of legitimate reasons like those connected to innovation and alterations in shopper needs, administrators experience scope creep since they have some impromptu options included the at first planned jobs (Hallows, 2002). With the development in the extent of an undertaking, more errands should be practiced inside the timetable and financial plan at first intended for a smaller arrangement of assignments. In this sense, scope creep can make a task group to invade its underlying calendar and financial plan. To take care of this issue, experts ought to plainly characterize the procedure, the related terms, and the procedure limits. Likewise, directors ought to understand that specific parts of the venture can make it too enormous to even consider managing and along these lines lead an exact keep an eye on the interfaces in the task (Schwalble, 2006). Another likely issue in this setting is the absence of smooth correspondence methodology with partners. This happens when directors watch out for please a few people, while neglecting to offset partner wishes with the impediments acknowledged inside the structure of the forward-thinking venture. Miscommunication with partners may prompt distortion as far as structure and prerequisites. Furthermore, it eventually brings about a circumstance whereby the invested individuals are not completely happy with the cultivated errand (Moustafaev, 2010). The most ideal approach to stay away from this issue from happening is by empowering a nearby working condition between venture chiefs and task investors with the goal that everything required and expected by the two gatherings is figured it out. On the other hand, partners can recommend changes or illuminate prerequisites accurately before executing the undertaking. Such a move doesn't just help with maintaining a strategic distance from another recently experienced issue, yet in addition upgrades a decent workplace for the group, the undertaking director, and the partners from the very beginning (Dubey, 2009). Nothing disturbs the procedure of undertaking extension like administrators ineffectively characterizing the venture scope. The issue is made when the supervisor characterizes the execution instead of the need of the degree. On the off chance that the need changes with time, he can neglect to know the specific necessities and along these lines can't build up an item to accomplish a moving objective. On the off chance that a director doesn't obviously characterize the extent of the task from the earliest starting point, he would â€Å"kill† the undertaking. Such an item will have almost no opportunity to understand any profitabl e advantages to the organization. When the arranging stage begins, an administrator ought to guarantee that he sports out and depicts all undertakings that are critical in the profitability of the task. He ought to likewise ensure that the whole group has a profound comprehension of what is foreseen during the task. Consent for appropriate regulatory control during the administration strategy of the venture is additionally a significant thought. For the most part, the undertaking chief should keep a nearby beware of the task contract and a few other pre-arranging records with the goal that a brief yet valuable extension explanation can

Saturday, August 22, 2020

Coup de fil - French Expression

Overthrow de fil - French Expression Articulation: Un overthrow de filPronunciation: [koo d(eu) feel]Meaning: telephone call​Literal interpretation: line hitRegister: informalNotes: The French articulation un upset de fil is an informal* term for a call, and its generally utilized with one of three action words: donner un upset de fil ( quelquun) - to make a call, to call (somebody) a call passer un overthrow de fil ( quelquun) - to make a call, to call (somebody) a call recevoir un upset de fil (de quelquun) - to get/get a call (from somebody) Models    Passe-moi/Donne-moi un upset de fil !   Give me a call!   Jai reã §u un overthrow de fil de mon frà ¨re.   I got a call from my sibling, My sibling called me.   Juste un upset de fil et je pars.   Just a call and Im leaving. (I simply need to make a call and afterward Im leaving). Equivalent words    *The typical (rather than casual) terms are un upset de tã ©lã ©phone, un appel, and un appel tà ©là ©phonique.   Other approaches to state to call (somebody) are passer/donner un overthrow de tã ©lã ©phone ( quelquun), tã ©lã ©phoner ( quelquun), and appeler (quelquun). More Articulations with donnerExpressions with passerExpressions with coupExpressions with deOn the phoneMost regular French expressions

Wednesday, August 5, 2020

Portfolio Manager Resume Examples, Template, and Resume Tips

Portfolio Manager Resume Examples, Template, and Resume Tips A Portfolio Manager is a professional in charge of controlling the client’s funds and assets, advising on investments, tracking the activities on the market and reacting accordingly.He is responsible for providing the best financial plan for a client or a firm he works at.Portfolio managers are usually former financial analysts who gained experience over the years while working in the financial sector or administration.This job requires great financial, mathematical, economic, and accounting skills and knowledge which are gained throughout formal education in advanced Math and economics.The Bachelor degree is a necessary starting point, but when you are applying for a portfolio manager work position in a company, besides work experience which is a must, it is more than preferable to have a master’s degree in the financial field of study.A portfolio manager is experienced in working in finance, administration, accounting and other economic fields of work, which is why he is capabl e of responding to quick and sudden market changes.Besides that, he is familiar with potential market behavior, which makes him a perfect person to access and dispose of client’s funds, money â€" assets.Portfolio managers know how, when and whether to invest in something, because of the calculations they are capable of making.They are much desired to have in a company or as a consulting partner, because they can analyze potential peeks, ups and downs on shares and stocks, prices of the certain products on the market, etc.Even though there are very few firms that have their own portfolio manager or pay for consulting with a portfolio manager, the need for them is growing every year because it was shown how much their work and analysis improve the financial wellbeing of the company.Since this job is intended for responsible people with big expertise in the financial field, it is very important to have an appropriate résumé that will most effectively describe your competence and ab ility to work as a portfolio manager.Soon, we will go through all the important items that one portfolio manager résumé requires to be noticed and considered when you apply for this job.Portfolio Manager Resume Example Right Portfolio Manager Resume Sample Right Create your own resumeBEST WAYS TO PLACE YOUR RESUME ON TOP OF THE RESUME PILENow that you’ve seen examples of some impressive resumes, you obviously have a more precise vision on how your resume is supposed to look like in order to beat the competition.Even though practically every resume is written by the same concept and following the same form, the portfolio manager has many responsibilities that can result in serious money loss if not done wrong.That is why it is necessary to pay attention to some of these items you are supposed to put in your resumes.Your resume is supposed to be written on a single piece of paper, possibly 2.I know it sounds practically impossible to put your whole life on that piece of paper, with all the qualities and qualifications you have gained throughout your mature life.I believe that is why so many people fail to write an adequate resume and thus present themselves in the best possible way to get the job they are applying to.Being aware of the situ ation, there is no need to panic because we will provide you with the best tips and advice on how to complete your ‘skill passport’ in the best way there is.As you could see, every resume consists of some basic information, such as personal info, education, and work experience. In addition to that, there is a section intended for your skills.Leading the text, you will also see examples of inadequate forms of your personal details, but right next to them they are going to be the right examples and forms of your info.Let’s check an item at the time.Your nameYour name is the elementary thing people want to know about you.It’s your mean to get your identity, documents, and jobs.When writing a resume, you should write your real name and last name.Even though explaining this can seem a bit meaningless, there are always some mistakes that can be made when listing this info.So, as we said, the only right way to do it is to write your real name and last name and to use capital letter s, of course.It is also okay to put your middle name, or simply the capital of it.Your name is your first step to an acquaintance, a job, information etc., so make sure you write it right.Michael Shell or Samuel Jones RightMike Shell or Sam Jones WrongYour professionWhen writing a resume, remember that the main focus is actually your profession.Since this is very important information you are providing in your CV, make sure you put it after writing your personal info.Make sure that the job you are applying for is similar to your profession. I know this also sounds like something that is logical and obvious, it is very important to mention because it is not just going to leave you out of the job, but you will probably be ridiculed too.So, to sum this up, when applying for the position of a Portfolio Manager, make sure you have a bachelor degree in Finance, Economics, Accounting, Data Analysis, or other fields of expertise related.It is also necessary to have several years of financ ial experience, where you worked for example as a Financial Analyst.Risk assessment, using models from excel, analyzing the market behavior, tracking shares and stocks, etc., are actions you need to be familiar with when applying for a Portfolio Manager position.Since Portfolio Manager’s job description is to react timely, recognize the market’s behavior, track values of stocks and many other things related to finance, it is welcome for a potential Portfolio Manager to have a master’s degree in finance-related sciences.This would simply be great leverage you’ll gain compared to the other applicants.If you are not sure whether you are qualified for the job, you can check Portfolio Manager: Education Requirements and Career Info to make sure and to get some information about licenses related to Portfolio Management.Financial Analyst or Bachelor Degree RightMechanical Engineer or High School Diploma WrongYour photoIt is clear that what’s written in your resume is the most i mportant thing when being an employer looking for a Portfolio Manager, but let’s face it â€" the first thing the employer sees when he looks at your resume is your photo.So even though the text speaks for you and works for you, your photo has to support your experience.If you claim to be well-organized and precise, there is no way your future employer will believe you if he sees your photo and notices you haven’t shaved that day or that your shirt is not ironed.When presenting yourself as someone who is in control of big amounts of client’s money, you, by all means, can’t look like a lost cause, incapable of taking care of yourself, let alone thousands of dollars.Men, make sure you are freshly shaved, with a neat haircut. There is no need for bags under your eyes, so get some rest before taking your resume photo.When it comes to clothing, the most desirable outfit consists of a shirt, tie, jacket, and pants. Make sure your belt is appropriate and that there aren’t any stri king patterns on your clothes. Just keep it subtle.When taking your resume photo, you should pay attention to the background and body posture.It’s acceptable to cross your arms in front when on the other hand holding your arms in your pockets is completely wrong!If you put on a big smile when taking the resume photo, you are presenting yourself as frivolous and not eligible for the job.You don’t have to put on a serious face, but there can be a discreet smile that shows your niceness.Women need to pay attention to their makeup. There should be makeup on your face, of course, but discreet â€" no tacky and striking lipsticks, no dark eyes, no too much blush.Your hair needs to be neat. You can make a bun or blow-dry it to have a certain form.When it comes to dressing up, it’s completely unacceptable to show cleavage, wear dresses and skirts above your knees, or wear sleeveless shirts.The best outfit would be a shirt and a jacket, combined with pants or a skirt of an appropriate l ength.Even though these things can’t be seen if you take your resume photo right, it is worth mentioning when going to an interview for example.Your resume photo should be in the right upper corner of your resume paper, being slightly bigger than your passport photo.This is all you need to know regarding your resume photo.Photo instructionsDiscreet natural smileDiscreet makeupNeat hair or a bunFormal clothesShaved or well-shaped beardSimple backgroundCrossed arms RightPhoto instructionsSmile too bigStriking makeupMessy hairEvening, casual clothesMessy beardColorful backgroundArms in the pockets WrongYour telephone numberIn this section you can put in your current work number, your private number, home or mobile, or you can write a special phone number you got for this purpose only.When providing your future employer with your phone number information, make sure you check if you put in the correct number and keep in mind that you are expecting an important phone call which is why you need to be next to your phone in every moment possible.This information is very important to be written in your resume because a company’s HR is not going to call just to give you specific information about the job you applied for, but will also just call to hear your voice, see how you react to the element of surprise and evaluate your communication skills.When you work as a Portfolio Manager you spend most of the time on the phone with clients, people who give you information on the potential stock rate, etc.Your addressEven though this information is not an obligatory field in a resume, it can help when applying for the job of Portfolio Manager in case a company where you applied decides to send you a letter of admission or a congratulation package.Either way, it is up to you to decide whether you will share your address or not in your resume.If you decide to name your address, make sure you write your house number, street, city, country, and postal code, preferably in thi s order.Your e-mail addressSince the business world is quite busy, especially in the world of investments, funds, trading, and risk assessment, e-mail is the best way to communicate.It simply gives you enough time, space, and means to express yourself, whether you are an employee or an employer.When putting info about your e-mail address, you have to make sure that it doesn’t look like spam when arriving in someone’s inbox.So, pay attention to how your e-mail address looks like. Follow this example.michael.shell@yahoo.com Rightmikey1984@yahho.com WrongThe point is to use your full names, avoid numbers and nicknames, thus keeping the impression of a professional and eligible person for a job you are applying for.THE NOVELTY OF SOCIAL MEDIA INFORMATION IN RESUMESMost of the social networks we use are intended for fun and amusement, but some social network platforms are made for business purposes.The most popular business social network is LinkedIn. This is an account you want to give information about in your resume.LinkedIn allows you to put as many references as you want and to share the content you find interesting or worth sharing. It’s kind of like your business account.On the other hand, Facebook, Twitter, and Instagram are meant for fun and communication with people far from you.The content you share there is casual and private so make sure your profile is adequate for sharing in your resume.Your Facebook and Twitter accounts are optional, a LinkedIn profile is welcome, but Instagram is unnecessary and unprofessional.When naming your social media accounts make sure your usernames are also professional â€" named by your real name.facebook.com/KarenThomas Rightinstagram.com/fancykaren WrongNUMBER ONE SUMMARY FOR GETTING THE JOB OF A PORTFOLIO MANAGERYour summary is your short autobiography.In this section, you are supposed to sum up your work experience and some main skills or talents you have that can improve your work as a Portfolio Manager.Make sure to stay concrete and focused on essentials like education and work experience. There is no need for writing more than 3 to 5 sentences about your previous achievements.You will surely write more detailed about your qualifications and skills in the next sections, so there is no purpose in elaborating it twice.A summary is actually your summed up resume and is there for your future employer to read it to bring to mind your resume after he had already considered it once.This section requires a lot of care and precision, carefully chosen words and a chronological timeline of your work experience and education.You also have to pay attention to mention all the important things and jobs you have done during your advancing in Finance and Economics you studied.ABCS OF LISTING YOUR WORK EXPERIENCE IN YOUR RESUMEThis may surprise you but ‘the more the merrier’ doesn’t apply to writing a section about your work experience in your resume.As a student you had probably worked various s eason jobs like dog-walking, carrying newspaper, selling ice cream, etc.These jobs show your capabilities, skills, and responsibility, but they didn’t contribute to your knowledge and expertise in Portfolio Management.That is why there is no need for mentioning them in your resume you are using for applying as a potential Portfolio Manager.Even if you had worked in some smaller companies or hedge funds, there is no need in mentioning it if you had worked in a bigger and stronger company.If you are applying for a job in a big investment firm or a bank, no one will bother reading 3 pages of your resume saying that you worked part-time for an unknown firm 10 years ago.This may be a bit confusing, so feel free to read some more on how far should you go on a resume.YOUR EDUCATIONAfter years of working in Finance, Economics, and Accounting, no one will judge your performance and achievements on your high school or university.As mentioned above, you need to have a proper degree in econom y-related fields of study, but an employer’s main focus will be on your work experience and results.Of course, better universities are more welcome but more important is your master’s degree.When you start to list your education institutes, write some things that show that you were prominent.This section is simple. All you need to do is say when and where did you study what field and what degree did you get when finishing it.When naming institutions you can say in which city and country they are located.MUST HAVE SKILLS FOR BEING A PORTFOLIO MANAGERThe work of a Portfolio Manager can sometimes be stressful because of the inability to control happening on the market.When things that can’t be controlled happen, your client can lose a great amount of money, which can result in him yelling at you, for example.All these situations require certain capabilities, such as calmness, politeness, multitasking, efficiency, and good communication skills.When applying for this job, you have to show great cognitive skills, intelligence, the quick and proper reaction to a certain problem and providing with an eligible solution.A Portfolio Manager needs to how to react timely to a newly created problem, but most importantly he needs to be experienced enough to notice all potential market changes and best investment manners.Since you can’t become a Portfolio Manager without previous work experience, you have to be ambitious, hard-working and devoted to the work you do.It is not rare for Portfolio Managers to be a part of a bigger team, so you have to be a team player to get this job.ADDITIONAL TIPS ON HOW TO MAKE YOUR RESUME FOR A PORTFOLIO MANAGER OUTSTANDINGUse bulleting. When there are things you want to number, like in a Skills section, the best and clearest way to do it is to use bulleting for the things you want to list.By using this, you will also shorten the sentences and save the room and time of a reader.Font. The font is very important when writing a resume. Y ou can use some tools like Italic, Bold, or more elegant fonts, but you have to keep it simple enough for the reader to stay focused.If you overwrite or over decorate your resume, it won’t look appealing.Carefully choose templates. No one expects you to make your own resume template because there are many available for different kinds of professions.If you didn’t like what Microsoft Word has to offer, try looking for a proper resume templates here.Find the optimal size of your resume. There was already a mention of the proper size and text amount in the Portfolio Manager resume, so to sum it up, let’s review.Your resume should be written on approximately 2 pages with mentioning only the most important things in your career and education.The sentences should be simple, well-written with essential information.Follow grammar regulations. This one is very important.I advise you to go through your resume a few times and check for grammar mistakes such as spelling, verbs, punctuatio n, etc.Your grammar mistakes can leave you unemployed since writing is one of the basic means of communication.It can also show if you are educated properly.Avoid telling lies. Of course, your resume will look better if you lie here and then, but imagine the embarrassment you will live to see if you are asked to speak in Italian on your Portfolio Manager’s job interview because it says in your resume that you are fluent in Italian.There is actually an easy way to spot a lie on a resume.If you are lying to your potential employer, how can your client trust you with his money and trust your judgment in investing and managing his money?CONCLUSIONThe Portfolio Manager’s job description is given in order to clear some things up and provide a certain insight into the job.All of us know how hard it can be to choose what to note in your resume, on what things to pay attention to, how to decide on which photo to put in, etc.Luckily, we made this guide for you to enhance your chances of g etting the job of a Portfolio Manager.We covered every section from the resume form, gave tips and directions on where to find some additional guidelines regarding writing a resume and explained what to focus on.Good luck writing your Portfolio Manager resume and trust that your resume will be placed on top of the resume pile! Create your own resume

Saturday, May 23, 2020

A Health Promotion Proposal Is Based On The Health Belief...

The theoretical framework of this health promotion proposal is based on the Health Belief Model (HBM). HBM is one of the most commonly used theories to analyze the feasibility, barriers and perceptions of a person in adopting interventions aimed at health promotion and disease prevention (Kim, Ahn, No, 2012). The four main constructs of the HBM are perceived susceptibility, perceived barriers, perceived benefits, and perceived severity (Yazdanpanah, Forouzani, Hojjati, 2015). Motivational variables, self-efficacy, and cues to action are the three additional components that can influence an individual’s behavior and decision making. The core propositions of the HBM is that an individual’s adoption of health behavior is influenced by the person’s perception of vulnerability to the disease; belief that the illness can cause serious consequences; perceives that he/she can avoid the occurrence of disease; identifies that the actions taken outweighs the cost; and the trust that he/she can effectively execute the recommended health behavior (Dehghani-Tafti et al., 2015). The HBM is used as a framework to guide this research in order to better understand parental oral health beliefs for their children and to examine if integration of oral health promotion activities into the standard wellness visits can influence the beliefs and behavior of parents. Appropriately enhancing the caregiver’s awareness of oral health problems related to their cultural beliefs and behaviorShow MoreRelatedPublic Health and Health Advocacy Project Essay2201 Words   |  9 PagesUniversity of Phoenix Material Weekly Guide Community Health Advocacy Project Overview Each week you will use the Weekly Guide to guide you through the process of creating a hypothetical, community health advocacy project due in Week Six. The following breakdown represents each weeks part: †¢ In Week One, you select an aggregate and write questions to help you identify areas of strength and of need. †¢ In Week Two, you focus on describing the characteristics of yourRead MoreThe Importance Of Medicaid Expansion And The Affordable Care Act3464 Words   |  14 Pages During World War I, health insurance became an important public issue in the United States. Between 1915 and 1920, eight states appointed official commissions to investigate the subject. The movement for health insurance was initiated by the American Association for Labor Legislation, which had conducted an energetic and successful campaign for workers compensation laws. In 1915 Milton Terris, health physician and epidemiologist who was an advocate for progressive health policy. the Association

Monday, May 11, 2020

Recibir Conjugation in Spanish, Translation, Examples

The Spanish verb recibir  means to receive. It is  a regular  -ir  verb like  vivir, compartir  and  escribir. In this article youll find recibir conjugations  in the indicative mood (present, preterite, imperfect, future, periphrastic future, and conditional), subjunctive mood (present and past), and imperative mood, as well as other verb forms such as the present and past participles. Like in English, the verb  recibir can be used to talk about receiving things or people, such as a gift,  recibir un regalo,  or guests,  recibir visitas.  However, in Spanish,  when used reflexively,  recibirse  can also mean to graduate, as in  Ella se recibià ³ este aà ±o de la universidad  (She graduated this year from the university). Recibir Present Indicative Yo recibo I receive Yo recibo un premio por mi buen trabajo. T recibes You receive T recibes visitas en tu casa. Usted/l/ella recibe You/he/she receives Ella recibe buenas noticias. Nosotros recibimos We receive Nosotros recibimos a los estudiantes nuevos en la escuela. Vosotros recibs You receive Vosotros recibs muchos correos electrnicos. Ustedes/ellos/ellas reciben You/they receive Ellos reciben a la familia en el aeropuerto. Recibir Preterite  Indicative The preterite tense can be translated as the English simple past. It is used to talk about completed actions in the past. Yo recib I received Yo recib un premio por mi buen trabajo. T recibiste You received T recibiste visitas en tu casa. Usted/l/ella recibi You/he/she received Ella recibi buenas noticias. Nosotros recibimos We received Nosotros recibimos a los estudiantes nuevos en la escuela. Vosotros recibisteis You received Vosotros recibisteis muchos correos electrnicos. Ustedes/ellos/ellas recibieron You/they received Ellos recibieron a la familia en el aeropuerto. Recibir Imperfect  Indicative The imperfect tense can be translated to English as was receiving or used to receive. In Spanish, it is  used to talk about ongoing or habitual actions in the past.   Yo reciba I received Yo reciba un premio por mi buen trabajo. T recibas You received T recibas visitas en tu casa. Usted/l/ella reciba You/he/she received Ella reciba buenas noticias. Nosotros recibamos We received Nosotros recibamos a los estudiantes nuevos en la escuela. Vosotros recibais You received Vosotros recibais muchos correos electrnicos. Ustedes/ellos/ellas reciban You/they received Ellos reciban a la familia en el aeropuerto. Recibir Future  Indicative Yo recibir I will receive Yo recibir un premio por mi buen trabajo. T recibirs You will receive T recibirs visitas en tu casa. Usted/l/ella recibir You/he/she will receive Ella recibir buenas noticias. Nosotros recibiremos We will receive Nosotros recibiremos a los estudiantes nuevos en la escuela. Vosotros recibiris You will receive Vosotros recibiris muchos correos electrnicos. Ustedes/ellos/ellas recibirn You/they will receive Ellos recibirn a la familia en el aeropuerto. Recibir Periphrastic Future  Indicative To form the periphrastic future tense you need the present indicative conjugation of the verb  ir  (to go),  the preposition  a,  and the infinitive of the verb (recibir). Yo voy a recibir I am going to receive Yo voy a recibir un premio por mi buen trabajo. T vas a recibir You are going to receive T vas a recibir visitas en tu casa. Usted/l/ella va a recibir You/he/she is going to receive Ella va a recibir buenas noticias. Nosotros vamos a recibir We are going to receive Nosotros vamos a recibir a los estudiantes nuevos en la escuela. Vosotros vais a recibir You are going to receive Vosotros vais a recibir muchos correos electrnicos. Ustedes/ellos/ellas van a recibir You/they are going to receive Ellos van a recibir a la familia en el aeropuerto. Recibir Conditional  Indicative The conditional tense is usually translated to English as would verb, and it is used to talk about possibilities.   Yo recibira I would receive Yo recibira un premio por mi buen trabajo si tuviera un buen jefe. T recibiras You would receive T recibiras visitas en tu casa si tuvieras espacio. Usted/l/ella recibira You/he/she would receive Ella recibira buenas noticias, pero no se han comunicado con ella. Nosotros recibiramos We would receive Nosotros recibiramos a los estudiantes nuevos en la escuela, pero no hay espacio. Vosotros recibirais You would receive Vosotros recibirais muchos correos electrnicos si tuvierais ms clientes. Ustedes/ellos/ellas recibiran You/they would receive Ellos recibiran a la familia en el aeropuerto si vinieran a visitar. Recibir Present Progressive/Gerund Form To form the present progressive tense, you need the  present tense conjugation of the verb estar, and the  present participle (gerundio  in Spanish). The present participle of  -ir verbs is formed with the ending  -iendo. Present Progressive of  Recibir està ¡ recibiendo  She is receiving Ella està ¡ recibiendo  buenas noticias.   Recibir Past Participle To form the past participle of -ir verbs, you need the ending -ido. The past participle can be used as an adjective or to form compound tenses such as the present perfect.   Present Perfect of  Recibir   ha recibido  She has received Ella ha recibido buenas noticias.   Recibir Present Subjunctive When a sentence has two different clauses, a main clause and a subordinate clause, and each clause has a different subject, you need to use the subjunctive mood. The subjunctive is used to talk about emotions, doubts, possibilities, recommendations, and other subjective or uncertain situations. Que yo reciba That I receive La maestra quiere que yo reciba un premio por mi buen trabajo. Que t recibas That you receive Carmen quiere que t recibas visitas en tu casa. Que usted/l/ella reciba That you/he/she receive El jefe quiere que ella reciba buenas noticias. Que nosotros recibamos That we receive El director quiere que nosotros recibamos a los estudiantes nuevos en la escuela. Que vosotros recibis That you receive El cliente quiere que vosotros recibis muchos correos electrnicos. Que ustedes/ellos/ellas reciban That you/they receive Mam quiere que ellos reciban a la familia en el aeropuerto. Recibir Imperfect  Subjunctive There are two ways to conjugate  the imperfect subjunctive. Both forms are equally valid. Option 1 Que yo recibiera That I received La maestra quera que yo recibiera un premio por mi buen trabajo. Que t recibieras That you received Carmen quera que t recibieras visitas en tu casa. Que usted/l/ella recibiera That you/he/she received El jefe quera que ella recibiera buenas noticias. Que nosotros recibiramos That we received El director quera que nosotros recibiramos a los estudiantes nuevos en la escuela. Que vosotros recibierais That you received El cliente quera que vosotros recibierais muchos correos electrnicos. Que ustedes/ellos/ellas recibieran That you/they received Mam quera que ellos recibieran a la familia en el aeropuerto. Option 2 Que yo recibiese That I received La maestra quera que yo recibiese un premio por mi buen trabajo. Que t recibieses That you received Carmen quera que t recibieses visitas en tu casa. Que usted/l/ella recibiese That you/he/she received El jefe quera que ella recibiese buenas noticias. Que nosotros recibisemos That we received El director quera que nosotros recibisemos a los estudiantes nuevos en la escuela. Que vosotros recibieseis That you received El cliente quera que vosotros recibieseis muchos correos electrnicos. Que ustedes/ellos/ellas recibiesen That you/they received Mam quera que ellos recibiesen a la familia en el aeropuerto. Recibir Imperative   The purpose of the imperative mood is to give direct commands or orders. In the tables below you can see both the positive and negative commands, which have slightly different forms. Notice that there are no imperative forms for  yo,  Ãƒ ©l/ella, or ellos/ellas. Positive Commands T recibe Receive! Recibe visitas en tu casa! Usted reciba Receive! Reciba buenas noticias! Nosotros recibamos Lets receive! Recibamos a los estudiantes nuevos en la escuela! Vosotros recibid Receive! Recibid muchos correos electrnicos! Ustedes reciban Receive! Reciban a la familia en el aeropuerto! Negative Commands T no recibas Dont receive! No recibas visitas en tu casa! Usted no reciba Dont receive! No reciba buenas noticias! Nosotros no recibamos Lets not receive! No recibamos a los estudiantes nuevos en la escuela! Vosotros no recibis Dont receive! No recibis muchos correos electrnicos! Ustedes no reciban Dont receive! No reciban a la familia en el aeropuerto!

Wednesday, May 6, 2020

Rbs Abn Merger Free Essays

The Acquisition of ABM AMNRO by RBS Introduction Mergers Acquisition have become very popular throughout the world in the recent times. This has become popular due to globalization, liberalization, technological developments intensely competitive business environment. Mergers and acquisition are a big part of corporate finance world. We will write a custom essay sample on Rbs Abn Merger or any similar topic only for you Order Now This process is extensively used for restructuring the business organization. In India, the concept of mergers and acquisition was initiated by the government bodies. The Indian economic reform since 1991 has opened up a whole lot of challenges both in the domestic and international spheres. The increased competition in the global market has prompted the Indian companies to go for mergers and acquisitions as an important strategic choice. The trends of mergers and acquisitions in India have changed over the years. The immediate effects of the mergers and acquisitions have also been diverse across the various sectors of the Indian economy. Acquisition Acquisition in general sense is acquiring the ownership in the property. In the context of business combinations, an acquisition is the purchase by one company of a controlling interest in the share capital of another existing company. An acquisition may be affected by (a) agreement with the persons holding majority interest in the company management like members of the board or major shareholders commanding majority of voting power; (b) purchase of shares in open market; (c) to make takeover offer to the general body of shareholders; (d) purchase of new shares by private treaty; (e) acquisition of share capital or one company may be either all or any one of the following form of considerations viz. eans of cash, issuance of loan capital, or insurance of share capital. History On October 10,2007 Royal Bank of Scotland led consortium with RBs, Fortis of Belgium and banco Santander central Hispano SA of Spain created history by acquiring Dutch banking gaintABN AMBRO for US$ 100 billion. The consortium paid US$ 51. 55 per share of ABM AMBRO, about 13% more a s compared to the rival Barclays offer. This was one of the largest acquisition in the history of global banking industry . The consortium agreed to pay 93% of amount through cash and remaining 7% through RBS shares. Due to the 2008 financial crisis, the Dutch government nationalised the divisions owned by Fortis, while the UK government is now in effective control over the divisions allocated to RBS due to its financial bail-out of the Scottish bank. The process of integrating some of ABN AMRO’s divisions into the new owners, and divesting others, continues. Since 6 February 2010 the bank has been split into one organisation owned by the Dutch government called ABN AMRO Bank N. V. and another owned by The Royal Bank of Scotland Group renamed The Royal Bank of Scotland N. V. On this date the Dutch owned businesses legally demerged from those owned by RBS. The Dutch government own the ABN AMRO brand for use with the parts of the bank they purchased while other companies within the Group will be renamed or closed down. Objective To study the acquisition of ABN AMBRO by RBS form various perspectives. We will try to answer the following questions:- What would a SWOT analysis reveal? What were the various synergies? Was the acquisition strategy sound? Events after acquisition? Various parameters of the deal. Effect of recession on the deal. Major challenges faced by the firm. On 19 January, 2009 RBS issued a statement in which it admitted that acquiring ABN AMBRO was a mistake. It also issued in the statement that ? 10 billion that it had spent on ABN ABMRO was worth nothing by then. Also RBS incurred a loss of ? 24. 1 billion on a total income of ? 26. 9 billion. So in this report we will try to study and analyse the after-effects of acquisition. Various other similar factors are attempted to be studies. Data Research Methodology Data will be mainly sourced from secondary sources. However the management of certain firms under view will be interviewed through structured questionnaires. The data will be analysed using financial tools to access the effectiveness of the deal. An attempt will be made to evaluate the efficiency of the merged firm with the help of selected financial ratios. Analysis and expected results Through the medium of this report an attempt will be made to analyse the financial benefits of the acquisition. In addition to strategic benefits, the acquisition would deliver significant financial benefits to the shareholders. Through major cost savings and improved profitability of business lines, substantial earnings improvements for shareholders will be realised. The expectations from the deal were to strengthen all three consortium banks in their respective markets and open up new segment to accelerate their growth. The analysis includes:- Impact of mergers acquisition on employees and working conditions Looking at the financing of the acquisition and studying the possible financing options. Major challenges of the merger and the opportunities. RBS’s current expansion plans Sensitivity analysis Synergy analysis Accounting and financing structure Risk assessment and cost of capital Leveraged buy-out Estimating merger gains and cost Of course, it is easy to criticize another firm’s management but not so easy to improve it. Some of the self-appointed scourges of poor management turn out to be less competent than those they replace. Here is how Warren Buffet, the chairman of Berkshire Hathaway summarizes the matter Many managers were apparently over-exposed in impressionable childhood years to the story in which the imprisoned, handsome prince is released from the toad’s body by a kiss from the beautiful princess. Consequently, they are certain that the managerial kiss will do wonders for the profitability of the target company. Such optimism is essential. How to cite Rbs Abn Merger, Papers

Friday, May 1, 2020

Innovation - Production and Business Operations Management

Question: Discuss about the Innovation, Production and Business Operations Management. Answer: Introduction: Development of the music has been encountered in the recent past with the transcription that takes place and thus there will be reviewing the history of technology. These primary dimensions are that composers and musicians are engaging in career development activities in advancing the respective professions and thus enhance human understanding. There is adoption of new techniques and methodologies which are offered by the presence of electricity and telecommunications. The computer technology has been utilized by the music producers in enhancing quality sound systems are implemented. There are expressive forms of sonic arts that are created by using this equipment which have got specialized functions. The ability to make a mechanical production of sound is considered in this perspective in that the emancipation of the sound from the original source is considered and traced from the originality. The artists who are working with music equipment have a well-planned experiment that is co nducted in a technological manner. The primary stage involves the democratization and popularizing with the consumption of music. There is transformation of the music is in the industry which is modified all over the world and has a lot of monetary value attached. The art of noise and existence of futuristic orchestra has promoted the power of the phonographic reproduction of music in digital streaming. Wide magnetic tapes spearheaded the development of the music industry which was used as medium of recording the audio signals. The process of recording has been witnessed from the famous Paris studios where the first recording took place. The secondary dimensions of streaming the music has been viewed as the tasks that are undertaken in the creative processes to get a coordinated result of harmonious codes to quality production of music. Digitalization application of informatics to describe how the sound is organized and this enhances taking advantage of the computational systems. The systems used of computer at this stage are only as a perceived synthesized sound liberation by the artists for the possibilities of composition. Recording results to amount of displacement caused by the sound wave is the reason as to why there is audio which enhanced by the technology. The digitized audio is relayed in the form of sound and released in form of waves at the secondary stage where this will pave way for the next important dimension. This can be measured in terms if Pascals pressure hence the quantification of the effect caused by the release of the wave to the environment. Sound is grouped into several typology of various boundaries hence this makes the differentiation of the forms of sound produced an easy step. There are frequency components of sounds occurring in the natural world and are identifiable in noisy sounds. A male singer who is producing music will have a different cello as compared to another individual; the inner hair has cells that responds to the vibrations perceived into the auditory cortex of the brain. During interpretation of the frequency by brain of a person provides a sufficient feedback and information concerning whether the music type or genre is suitable for listening and releasing as a content to be patented on the copyright. Computers software of converting analogue to digital is used to enhance conversion process of the sound and then undertakes the process of digitizing by using the amplitudes. The sampling of the respective amplitudes is considered an important activity. There are regular intervals and the pressure readings are arranged numerically and thus passing them upstream in small packets. Analogue converter enhances the smoothening of the wave and this can be fed to the speaker or other devices for the purpose of playback. The storage of sound in a computer is in form of variety of formats which are PCM samples that are commonly used in other representations. There is audio interchange format sample of storing the file and the wave file format which was developed by the Microsoft and IBM companies. Fringe users of the digital music streaming are the artists who are capable of composing their own songs and music from scratch. Individuals come up with their own words and personality in the music and therefore the character of the artist is depicted in the lines. Users are engaged in producing the music where they are charged a recording fee by the digital studios I the country that offer these services. Latent performance has affected the fringe users because they have to adhere to the current trends and new styles. The equipment is expensive to purchase and this makes it cumbersome for the industry to keep up-to-date with the current trends. Performance makes the users to adjust to higher demands of the listeners who have got different tastes and preferences. (Krishnan, 2001) appropriateness and impact of platform-based product development are applicable in the companies. Lead users of the digital streaming services industry are the companies that aim at using the music to advertise and utilize the opportunity by informing about the product and services that are offering. Many marketers in labeling and packaging are also users of the services to be utilized in the advertising of their commodities in the radios and television to the masses and the general public. Non-users are the regulating bodies and the government which imposes taxation and other charges for release of the music in form of digital content encryption. Fines for any malicious attempt is adhered to and made applicable in the court of law in case any damage or offensive language is used against another party or individual without his/her consent. The examples of sustaining innovation and potential low cost disruption are classified as market disruption by imposition of the regulations and policy measures that are a challenge to cope with by the music producers. The offering of free recording services to upcoming artists in return of compensation is termed as an example to innovation in the music industry. The diversity in use of technology and high level equipment which are sound efficient and are well developed are the reason behind the successful innovation. (Curve 1992) that production and operations management is well explained journal of productivity and performance of organizations. The future innovation opportunities in my work place could be facilitated by utilizing the fringe users who are the consumers in the market for the firms products and services. These customers can be able to facilitate an innovative environment and thus enhance the occurrence of opportunities because of their heightened need for the product dimension. The users provide their needs which are sometimes difficult to achieve by the company thus the organization will end up designing the products which are mains stream to suit the condition. Resonant innovation is utilized in the latent performance measurement and this enables the industry to resonate together with the participants who are also supposed to have a mutual benefit. The new designs will lead to innovation of new models and methods of conducting the operations in the music industry. The customer requests are made in regarding to better performance which might be primary or secondary in nature. Technical performance dimensions are considered to be independent and thus do not sorely rely on any other factor. The novel technologies has been used to make requests that are made to the industry be it the music industry or any other organization that engages in service delivery. Latent performance measurement is considered as cumbersome due to the engineering constraints in the product design. There are difficulties in implementing the technical musical terms hence the customers request are made in accordance with the innovation needed to improve the performance and productivity. I would organize the customer requests in a format that will foresee the important requests are considered first priority. The requests concerning the product design would be given the first priority in order to facilitate innovation to take place. (Bower 1995) argued that disruptive technologies of catching the wave are suitable in the industry context. Competition that is persistent in the industry will be dealt with appropriately by the latent dimensions that are used in the entity. The second to be considered are those requests that make the firm to acquire new developing technologies that are essential for the self-identity. (Kim 2001) said that product design with multiple quality-type attributes is the best an approach to development. Management Science he managers should recognize the latent potential of a new dimension in order to reduce the chances of being overtaken by a competitors. Rivals are also aware of the process of obtaining customer requests hence there should be and classification of all the requests in the industry without neglecting any which is received to stay ahead in service delivery and quality management. This organization of requests in a considerable manner will give the music industry a competitive advantage over their rivals. The aspect of organization made according to the innovations that includes the resonant innovations and those which are brought upon by the users. The users of these products and those who access the services are in a position to make changes and help in identification of opportunities for innovation. (Adner 2005) said that demand-Based Perspective on Sustainable Competitive Advantage is important in a working environment. These concepts are significant in enhancing innovation in the work place by obtaining feedback from consumers to rectify the existing weakness in the industry that has been spotted. Utilization of opportunities that are available to the company and the entire organization will be a positive action towards improving innovative. The adoption of current technology and producing technique will make the entity be ahead and lead other rivals hence a favorable competitive edge. Conclusion Digitization of the processes in my work place will create a cohesive working environment which is friendly and suitable for modification activities. I would also consider the requests from the industrial consumers to be able to make the necessary implementation. Customer satisfaction is necessary for innovativeness practices and thus there is meeting the demands that are ever changing. Consumer preferences and choices make the organization to be able to modify the systems and techniques of operation. References Adner, R., P. Zemsky, T. 2005. A Demand-Based Perspective on Sustainable Competitive Advantage, Strategic Management Journal, 36(2), 229254. Bower, J., Christensen, H. 1995. Disruptive Technologies catching the Wave, Newman press, Sydney. Curve K. 1992. Production and Operations Management, Journal of productivity and performance pages 334357, 1992A. Kim, K. 2000. Product Design with Multiple Quality-Type Attributes Management Science, Herman press, Austria. Krishnan, V., Gupta, S. 2001. The appropriateness and impact of platform-based product development, Oxford press, New York.